Our process
Getting you and your family into the best possible financial position is a lifelong journey. It starts with one conversation and six clear steps.
Step 01
Your goals
Every great financial plan starts with a conversation. In this first meeting, your adviser will take the time to really get to know you: your life, your ambitions, your concerns and your current circumstances.
There's no agenda and no pressure. We simply want to understand what matters most to you, so we can begin building a picture of where you are now and where you want to be.
- Understanding your short, medium and long-term goals
- Getting to know your personal and family circumstances
- Identifying any concerns or priorities you want to address
- Building the foundation for a plan tailored to you
Your goals
Step 02
Your information
Once we understand your goals, we'll gather the detailed financial information we need to build your plan properly. This means looking at everything: your existing pensions, savings, investments, protection, income, outgoings and any other financial commitments.
We take a thorough approach because the quality of the advice we give depends on the quality of the information we hold. Nothing is left to assumption.
- Full review of existing pensions and savings
- Assessment of current investments and protection arrangements
- Review of income, expenditure and financial commitments
- Understanding your attitude to risk and capacity for loss
Your information
Step 03
Analysis
With your goals understood and your information gathered, our team gets to work. We carry out a thorough analysis of your current financial position, model different scenarios and assess the options available to you across the whole of the Openwork Partnership's panel.
This is where our expertise and experience make a real difference, giving you a rounded, objective view of what's possible.
- Detailed analysis of your current financial position
- Scenario modelling to show different possible outcomes
- Research across a wide range of products and providers
- Identification of opportunities and any gaps in your planning
Analysis
Step 04
Design your strategy
We'll invite you to a meeting where you'll see our recommendations in full. You'll receive a personalised report that clearly sets out our findings, the strategies we're proposing and the reasoning behind each recommendation.
We explain everything in plain English. No jargon, no unnecessary complexity. Just clear, honest advice that makes sense to you.
- Personalised written recommendation report
- Clear explanation of each proposed strategy
- Transparent breakdown of all charges and costs
- Time to ask questions and discuss alternatives
Design your strategy
Step 05
Implementation
Once you're happy with the recommendations, we get to work making them happen. Our team handles the paperwork, liaises with providers on your behalf and oversees the entire implementation process, so you don't have to.
This is the stage where plans become reality, and we take our responsibility to get every detail right very seriously.
- Management of all applications and paperwork
- Liaison with providers and third parties on your behalf
- Regular updates throughout the implementation process
- Confirmation once everything is in place
Implementation
Step 06
Ongoing service
Our commitment to you doesn't end once your plan is in place. It's just the beginning. We will invite you to regular review meetings to assess the performance of your plan, discuss any changes in your circumstances and make sure everything remains on track.
And in between meetings, our team is always at the end of the phone. Life changes, and your financial plan should change with it.
- Regular scheduled review meetings
- Ongoing monitoring of your financial plan
- Proactive contact when action may be needed
- Support whenever your circumstances change
Ongoing service
What our clients say
Here's what clients across Lincolnshire say about working with us.
"David helped us look at each pension, helped us find them when we were struggling and showed us what each one was worth. He is always at the end of the phone and always keeping us updated."
Verified client
Reviewed David Pratt on VouchedFor
"Leo's knowledge has been invaluable, helping us plan for retirement, always willing to help with advice and to look into things. Leo is very knowledgeable and professional, making sure you understand everything."
Verified client
Reviewed Leo Neal on VouchedFor
"Nicola advised my wife and me individually and us together particularly in terms of financial planning and inheritance. Our funds are healthy and we are optimising growth and tax."
Verified client
Reviewed Nicola Fort on VouchedFor
Ready to take the first step?
The first step in our process is simply a conversation. There is no obligation and no pressure, just a chance for us to get to know you and understand what you're looking to achieve.
Our advisers are based in Boston, Lincolnshire and serve clients across the local area and beyond.