Getting closer to retirement
Retirement is on the horizon and you want to know whether you're on track. Our local advisers in Boston, Lincolnshire help you take stock of what you have, consolidate old pensions and build a clear plan for when you're ready to stop working.
Is this you?
I don't know if I'll have enough to retire when I want to
This is one of the most common concerns we hear. We can model different retirement dates and income levels so you can see clearly what your options are and what steps, if any, you need to take.
I have several pension pots from old jobs and don't know what to do with them
Many people have pension pots they've lost track of. We can help you locate them, review what they're worth and advise on whether consolidating them makes sense for you.
I'm not sure my pension is invested in the right things for my age
As you approach retirement, your investment strategy may need to change. We can review how your pension is invested and advise on whether any changes would be appropriate given your timescales and objectives.
I'm worried about the impact of tax on my retirement income
How and when you take money from your pension can have a significant impact on how much tax you pay. We can help you plan withdrawals in a tax-efficient way so you keep more of what you've saved.
How we help
Whether you are at the start of your retirement planning journey or just a few years away, we can help you understand your options and make informed decisions. We won't rush you, we'll take the time to make sure you understand everything clearly.
- Comprehensive review of all your existing pension arrangements
- Retirement income planning and projections so you know where you stand
- Pension consolidation advice: we compare features, charges and any guarantees before recommending anything
- State pension review and optimisation, including National Insurance record checks
- Tax-efficient withdrawal planning
- Investment review to ensure your pension is appropriate for your timescale
- Workplace pension guidance and additional contribution planning
- Regular reviews as you move closer to your target retirement date
Boston, Lincolnshire
"David helped us look at each pension, helped us find them when we were struggling and showed us what each one was worth. He is always at the end of the phone and always keeping us updated."
Verified client of David Pratt, TNS Financial Services
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Pension planning
A full review of your retirement savings and a clear plan for the future.
Learn moreInvestment planning
Making sure your money is invested appropriately for your timescale.
Learn moreWealth management
A holistic view of your finances as retirement approaches.
Learn moreFind your lost pensions
Track down old pension pots you may have lost touch with.
Learn moreLet's talk about your retirement plans
Our local advisers in Boston, Lincolnshire are here to help you plan with confidence. Get in touch for a no-obligation conversation.